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Florida Home Inspections - What Makes Them Unique?

Florida homes face unique challenges from hurricanes, humidity, and saltwater exposure. Learn what makes Florida home inspections different and what to watch for.
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Inspector Shawn
Feb 05, 2025
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Florida Home Inspections: What Makes Them Unique?

Inspecting homes in Florida requires specialized knowledge of climate-specific issues. Here's what makes Florida home inspections different from other states.

Hurricane and Wind Damage

Florida homes must withstand high winds and severe weather. Key inspection points include:

  • Roof Attachment: Hurricane straps and clips
  • Impact-Resistant Windows: Required in coastal areas
  • Garage Doors: Wind-rated for hurricane protection
  • Roof Condition: Missing shingles can become projectiles

Moisture and Humidity Issues

Florida's humidity creates unique challenges:

  • Mold Growth: High humidity promotes mold
  • Wood Rot: Constant moisture affects wooden components
  • HVAC Sizing: Systems must handle humidity removal
  • Ventilation: Critical for preventing moisture buildup

Termites and Wood-Destroying Organisms

Florida is ground zero for termite activity:

  • Subterranean Termites: Most common in Florida
  • Drywood Termites: Can infest any wooden structure
  • Regular Inspections: Recommended annually
  • Treatment History: Important to review documentation

Foundation and Soil Concerns

Florida's unique soil composition affects foundations:

  • Sand and Limestone: Can shift and settle
  • Sinkholes: More common in central Florida
  • Concrete Slabs: Most common foundation type
  • Cracking Patterns: Can indicate settlement issues

Saltwater and Coastal Corrosion

Homes near the coast face additional challenges:

  • Metal Corrosion: HVAC, electrical panels, fasteners
  • Paint Deterioration: Salt air accelerates breakdown
  • Concrete Spalling: Salt exposure damages concrete
  • Screen Enclosures: Corrosion of aluminum frames

Electrical Considerations

Florida's wet climate affects electrical systems:

  • GFCI Requirements: More extensive than other states
  • Outdoor Outlets: Must be weather-resistant
  • Panel Corrosion: Humidity affects electrical panels
  • Aluminum Wiring: Common in older Florida homes

Pool and Spa Inspections

Many Florida homes include pools:

  • Equipment Condition: Pumps, filters, heaters
  • Safety Features: Fences, alarms, covers
  • Structural Issues: Cracks, leaks, tile condition
  • Electrical Safety: Bonding and grounding

Air Conditioning Systems

AC is essential in Florida:

  • System Sizing: Must handle extreme heat and humidity
  • Age and Condition: Systems work harder in Florida
  • Maintenance History: Critical for longevity
  • Refrigerant Type: Older systems may need upgrades

Insurance Considerations

Florida home inspections often affect insurance:

  • Wind Mitigation: Can reduce insurance premiums
  • 4-Point Inspection: Required for older homes
  • Roof Condition: Directly affects insurability
  • Electrical Panel Type: Some panels are uninsurable

Why Choose a Florida-Experienced Inspector

These unique challenges require an inspector who understands Florida construction standards, building codes, and climate-specific issues. With years of experience inspecting Florida homes, I know exactly what to look for.

Buying a Florida home? Contact Mizell Home Inspections for an inspection from someone who understands Florida's unique challenges.

The average home has 25 defects.

We find them before you close.

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